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If you have any type of investment account with FM Financial or GuideStream, you may wonder how your investments are chosen. Because this is a matter of utmost importance, we have a whole team working on it!
It begins with the internal Chief Trust Officer / Investment Manager (CTO) working with the President / Chief Investment Officer, who is a Certified Investment Management Analyst™. The CTO oversees and coordinates the investment process and makes sure each step happens systematically. The CTO also works closely with our internal Investment Management Committee, which is responsible for developing, implementing, and evaluating our investment strategy. This committee meets quarterly, or more frequently as needed.
In addition to our internal staff, FM Financial’s Board of Directors has a designated Board Investment Committee that meets at least quarterly to evaluate investment performance, review significant policy issues, and make recommendations. All recommended policy revisions flow through the full board for approval.
An investment consultant is also key to our process. This third-party investment firm specializes in non-profits and mission-led organizations. It provides expertise, technical resources, research, analytics, oversight, advocacy, reporting, and other investment-related services to assist us and meet our clients’ diverse needs.
As our client, we want you to know we appreciate the trust you place in us as we manage investments on your behalf. If you have questions, our staff is always available to answer questions related to our investment policy.
GuideStream: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by GuideStream Financial, Inc. (“GuideStream”), or any non-investment related content, made reference to directly or indirectly in this newsletter will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this newsletter serves as the receipt of, or as a substitute for, personalized investment advice from GuideStream. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. GuideStream is neither a law firm, nor a certified public accounting firm, and no portion of the newsletter content should be construed as legal or accounting advice. A copy of GuideStream’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.guidestreamfinancial.com. Please Note: If you are a GuideStream client, please remember to contact GuideStream, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. GuideStream shall continue to rely on the accuracy of information that you have provided. Please Note: IF you are a GuideStream client, Please advise us if you have not been receiving account statements (at least quarterly) from the account custodian.
