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  • Writer's pictureFM Financial


A good steward makes sure things are running smoothly on a day to day basis, but also makes plans for continuity. This is where essential documents come in. Documents such as a last will and testament, financial power of attorney, and health care power of attorney with living will provisions put the people and plans in place for when you are incapacitated or deceased.


Last Will and Testament – a document that goes into effect when you pass away and allows you to name the person(s) you would like to be in charge of your estate and distribute the assets you have to the people and places you have named. If you have minor children, a last will and testament also allows you to name the guardian(s) for your children.


Financial Power of Attorney – allows you to name someone to take care of your finances anytime you are unable during your lifetime. It also addresses what kind of activities/actions that person can take on your behalf.


Health Care Power of Attorney – names a person to make medical decisions for you in a situation where you are unable to communicate in any way. The document also allows you to give guidance to that person. Living will provisions are often part of this document. They allow you to communicate your desires regarding life support and artificial nutrition and hydration.


Essential documents are one of the best ways to say “I love you” to your family. They are an act of preparation you can take to be ready for difficult times so your loved ones have the essential answers they need. These documents are essentially a gift that will set your loved ones free in a time of tragedy to be a family, love on each other, and focus on the things that matter.



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